Standard insurance product "My health" with code 1118 - photo

Standard insurance product "My health" with code 1118

No

Type of Information

Information to be completed by the Insurer

1

Object of insurance

The object of insurance is the health of the Insured persons.

2

Insurance risks. Insurance limitations

Insurance risks:

  • acute illness of the Insured person;
  • exacerbation of chronic illness;
  • health disorder due to an accident;
  • other cases specified in the Program.

Limitations:

  • persons over 70 years old;
  • persons with disabilities of groups I and II, and persons with disabilities since childhood;
  • persons legally declared incompetent;

3

Minimum and maximum insured amounts (liability limit)

Insurance amount per insured person: UAH 250, 000.

Amounts and limits are aggregate — reduced after payments.

4

Minimum and maximum premium/tariff

UAH 12,564– UAH 38,024 per person.

5

Deductible

Specified in the Program: in UAH or percent. If in percent — calculated from the loss amount.

6

Territory and term of the insurance contract

Territory: Ukraine, excluding occupied and uncontrolled territories, contact line.

Coverage in war zones applies if not war-related.

Term: 1 calendar year (unless otherwise agreed).

The contract takes effect from the start date specified in the contract.

7

Consequences of non-performance of obligations

Payment may be refused. If the premium is not paid, the contract is deemed not concluded (unless otherwise agreed).

8

Separate purchase

The product is not an add-on to other goods or services.

9

Discounts and promotions

Not provided.

10

Information of material importance
  • profession;
  • workplace;
  • sports activities;
  • disability;
  • health changes.

For group insurance:

  • employee morbidity;
  • working conditions increasing risks;
  • presence of incapacitated or partially incapacitated persons;
  • policyholder’s insurable interest;
  • existing contracts.

11

Consumer notice

The consumer must review terms, exclusions, and payment rules.

Full details in the General Terms of the product “My Health” with code 1118 at https://www.uniqa.ua/storage/insurance-products/reports-files/1118_umovy_01.01.2025.pdf 

Before concluding the contract, the consumer should review exclusions, refusal grounds, definitions of risks, procedures, and payment rules.